Chatbots and artificial intelligence are transforming every industry, but their greatest influence may come in the finance services industry by helping raise consumers’ financial IQ and making smarter, more calculated decisions. That is one position of Beerud...

(Bloomberg) -- It took Stan Kelman three years of monitoring and tinkering to muscle his wife’s credit score to a perfect 850. “It’s a personal achievement,” says the 44-year-old business analyst and data...

Net income for the top 10 credit unions rose 18% in the second quarter with strong gains in interest and fee income despite a slowdown in real estate lending. An analysis of the latest NCUA call reports by CU Times show the largest credit unions based on assets...

The number of ATMs in the United States has grown to between 475,000 and 500,000, according to new data out this week from the ATM Industry Association.  The trade group reported that the financial services industry has been adding more terminals after years of...

(Bloomberg) -- Perhaps the most despised bank fee among consumers is the overdraft fee, an ugly $30 (or so) insult to your wallet. Many consumers have been hit with it at one time or another, usually when it’s the absolute last thing they need. The...

United Texas CU is now privately insured and converted to a state charter due to lower reg fees and flexible FOM.