Restoring Trust in Customer Inboxes

Ninety percent of cyberattacks involve spear phishing, a bogus email pretending to be from a legitimate business or individual, but instead emanating from cybercriminals seeking personally identifiable information, passwords, and financial information. That is...

Consequences of the D.C. Circuit’s CFPB Smackdown

On its face, Tuesday’s federal appeals court decision curtailing the authority of the Consumer Financial Protection Bureau director was a blow to an agency that had become a jewel of the Dodd-Frank financial reform law. The U.S. Court of Appeals for the D.C....

Extended Loan Terms: Are They the New Norm?

Auto loans come in all shapes and sizes in order to accommodate the budgetary goals of members. In an effort to meet these needs, credit unions have found it necessary to provide extended loan options. A decade ago the average auto loan remained fixed at 60 months....