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# GrafWebCUSO: Consider Us Part of Your Team

## Sitemaps
[XML Sitemap](https://grafwebcuso.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [Community Development Revolving Loan Fund](https://grafwebcuso.com/community-development-revolving-loan-fund/): Basic Information
- [Beyond Processing | Core As A Strategic Enablement Platform – NACUSO](https://grafwebcuso.com/beyond-processing-core-as-a-strategic-enablement-platform-nacuso/): By Jennifer Berry
- [Financial Data Transparency Act Joint Data Standards](https://grafwebcuso.com/financial-data-transparency-act-joint-data-standards/): Office of the Comptroller of the Currency (OCC), Treasury; Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); National Credit Union Administration (NCUA); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); Commodity Futures Trading Commission (CFTC); Securities and Exchange Commission (SEC); Department of the Treasury (Treasury).
- [Prohibition on the Use of Reputation Risk](https://grafwebcuso.com/prohibition-on-the-use-of-reputation-risk/): National Credit Union Administration (NCUA).
- [Sunshine Act Meetings](https://grafwebcuso.com/sunshine-act-meetings-7/): This site displays a prototype of a “Web 2.0” version of the daily Federal Register. It is not an official legal edition of the Federal Register, and does not replace the official print version or the official electronic version on GPO’s govinfo.gov.
- [Records Preservation Program and Appendices-Record Retention Guidelines; Catastrophic Act Preparedness Guidelines](https://grafwebcuso.com/records-preservation-program-and-appendices-record-retention-guidelines-catastrophic-act-preparedness-guidelines-2/): National Credit Union Administration (NCUA).
- [Dependent Care and Board Member Expense Reimbursement](https://grafwebcuso.com/dependent-care-and-board-member-expense-reimbursement-2/): National Credit Union Administration (NCUA).
- [Preemption-Federal Credit Union Non-Interest Charges and Fees](https://grafwebcuso.com/preemption-federal-credit-union-non-interest-charges-and-fees/): Federal credit unions (FCUs) routinely rely on third parties for a range of products and services. In particular, third parties are crucial to FCUs' provision of payment cards, which are vital and deeply rooted components of the American and global economy. These cards are among the most universally accepted and common methods of payment and are routinely used by millions of consumers to pay for products and services worldwide.
- [Regulation for Federal Financial Assistance](https://grafwebcuso.com/regulation-for-federal-financial-assistance/): The Office of Management and Budget (OMB) proposes to revise several parts of the OMB Guidance for Federal Financial Assistance located in title 2 of the Code of Federal Regulations (CFR), subtitle A, to improve and clarify government-wide policies and requirements related to the management of Federal financial assistance including grants and cooperative agreements. In 2 CFR subtitle B, the listed Federal agencies also propose conforming changes to their respective implementing regulations for the OMB policy requirements in subtitle A. As explained in further detail below, OMB proposes revising 2 CFR for reasons including to: (1) improve transparency, accountability, and oversight for use of Federal taxpayer dollars; (2) clarify the status of OMB's policies and requirements set forth in the 2 CFR regulatory text as an OMB regulation; and (3) reduce recipient burden.
- [Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the National Credit Union Administration](https://grafwebcuso.com/implementing-the-guiding-and-establishing-national-innovation-for-u-s-stablecoins-act-for-the-issuance-of-stablecoins-by-entities-subject-to-the-jurisdiction-of-the-national-credit-union-administrati/): I. Background
- [A CUSO Business Model That “Shows Credit Unions The Money” – NACUSO](https://grafwebcuso.com/a-cuso-business-model-that-shows-credit-unions-the-money-nacuso/): By Guy Messick
- [Thresholds Increase for the Major Assets Prohibition of the Depository Institution Management Interlocks Act Rule](https://grafwebcuso.com/thresholds-increase-for-the-major-assets-prohibition-of-the-depository-institution-management-interlocks-act-rule/): National Credit Union Administration (NCUA).
- [Requirements for Insurance](https://grafwebcuso.com/requirements-for-insurance-2/): National Credit Union Administration (NCUA).
- [Renewal of Agency Information Collections for Comments Request: Proposed Collections](https://grafwebcuso.com/renewal-of-agency-information-collections-for-comments-request-proposed-collections-3/): National Credit Union Administration (NCUA).
- [Request for Information Regarding Enhancing and Streamlining Data Collection From Credit Unions](https://grafwebcuso.com/request-for-information-regarding-enhancing-and-streamlining-data-collection-from-credit-unions/): National Credit Union Administration.
- [Bank Conversions and Mergers, Subpart C-Merger of Insured Credit Unions Into Banks](https://grafwebcuso.com/bank-conversions-and-mergers-subpart-c-merger-of-insured-credit-unions-into-banks/): ( printed page 21391)
- [Sharing is Daring – NACUSO](https://grafwebcuso.com/sharing-is-daring-nacuso/): By Nate AndersonPresident & CEOrekindle
- [Proposed New and Renewal of Agency Information Collections; Request for Comments](https://grafwebcuso.com/proposed-new-and-renewal-of-agency-information-collections-request-for-comments/): National Credit Union Administration (NCUA).
- [Anti-Money Laundering and Countering the Financing of Terrorism Programs](https://grafwebcuso.com/anti-money-laundering-and-countering-the-financing-of-terrorism-programs/): ( printed page 18304)
- [Chartering and Field of Membership](https://grafwebcuso.com/chartering-and-field-of-membership/): ( printed page 17769)
- [Sunshine Act Meetings](https://grafwebcuso.com/sunshine-act-meetings-6/): This site displays a prototype of a “Web 2.0” version of the daily Federal Register. It is not an official legal edition of the Federal Register, and does not replace the official print version or the official electronic version on GPO’s govinfo.gov.
- [Wills vs Trusts: Choosing the Right Estate Plan for You – NACUSO](https://grafwebcuso.com/wills-vs-trusts-choosing-the-right-estate-plan-for-you-nacuso/): By Craig ParkerAssistant General CounselTrust & Will
- [Rethinking Home Equity: Are We Still Treating It Like a Mortgage? – NACUSO](https://grafwebcuso.com/rethinking-home-equity-are-we-still-treating-it-like-a-mortgage-nacuso/): By Omar JordanFounder & CEOCoviance
- [Third-Party Servicing of Indirect Vehicle Loans](https://grafwebcuso.com/third-party-servicing-of-indirect-vehicle-loans/): ( printed page 14484)
- [Advocacy in Action – NACUSO](https://grafwebcuso.com/advocacy-in-action-nacuso/): Each year, thousands of credit union leaders gather in Washington, D.C. for the Governmental Affairs Conference (GAC). While the conference is known for its energy, scale, and tradition, at its core GAC represents something far more important: the collective voice of the credit union movement engaging directly with policymakers about the future of our industry.
- [Sunshine Act Meetings](https://grafwebcuso.com/sunshine-act-meetings-5/): This site displays a prototype of a “Web 2.0” version of the daily Federal Register. It is not an official legal edition of the Federal Register, and does not replace the official print version or the official electronic version on GPO’s govinfo.gov.
- [Records Preservation Program and Appendices-Record Retention Guidelines; Catastrophic Act Preparedness Guidelines](https://grafwebcuso.com/records-preservation-program-and-appendices-record-retention-guidelines-catastrophic-act-preparedness-guidelines/): National Credit Union Administration (NCUA).
- [Why Estate Planning Is Becoming a Core Member Experience – NACUSO](https://grafwebcuso.com/why-estate-planning-is-becoming-a-core-member-experience-nacuso/): By Evan WillinghamSenior Account Executive II, Financial InstitutionsTrust & Will
- [Small Credit Unions, Big Business – NACUSO](https://grafwebcuso.com/small-credit-unions-big-business-nacuso/): By Kenneth E Leonard, MBA
- [Regulatory Publication and Voluntary Review as Contemplated by the Economic Growth and Regulatory Paperwork Reduction Act of 1996](https://grafwebcuso.com/regulatory-publication-and-voluntary-review-as-contemplated-by-the-economic-growth-and-regulatory-paperwork-reduction-act-of-1996/): ( printed page 10343)
- [Renewal of Agency Information Collections of Previously Approved Collections; Request for Comments](https://grafwebcuso.com/renewal-of-agency-information-collections-of-previously-approved-collections-request-for-comments/): National Credit Union Administration (NCUA).
- [Post-Election Training for New Board Members](https://grafwebcuso.com/post-election-training-for-new-board-members/): National Credit Union Administration (NCUA).
- [Compensation in Connection With Loans to Members and Lines of Credit to Members](https://grafwebcuso.com/compensation-in-connection-with-loans-to-members-and-lines-of-credit-to-members/): National Credit Union Administration (NCUA).
- [Purchase, Sale, and Pledge of Eligible Obligations](https://grafwebcuso.com/purchase-sale-and-pledge-of-eligible-obligations/): National Credit Union Administration (NCUA).
- [Refund of Interest](https://grafwebcuso.com/refund-of-interest/): National Credit Union Administration (NCUA).
- [Credit Union Service Contracts](https://grafwebcuso.com/credit-union-service-contracts/): National Credit Union Administration (NCUA).
- [Statutory Liens](https://grafwebcuso.com/statutory-liens/): National Credit Union Administration (NCUA).
- [Investments in and Licensing of Permitted Payment Stablecoins Issuers](https://grafwebcuso.com/investments-in-and-licensing-of-permitted-payment-stablecoins-issuers/): ( printed page 6531)
- [Bank Conversions and Mergers, Subpart A-Conversion of Insured Credit Unions to Mutual Savings Banks](https://grafwebcuso.com/bank-conversions-and-mergers-subpart-a-conversion-of-insured-credit-unions-to-mutual-savings-banks/): National Credit Union Administration (NCUA)
- [Mergers of Insured Credit Unions Into Other Credit Unions; Voluntary Termination or Conversion of Insured Status](https://grafwebcuso.com/mergers-of-insured-credit-unions-into-other-credit-unions-voluntary-termination-or-conversion-of-insured-status/): National Credit Union Administration (NCUA).
- [Chartering and Field of Membership for Federal Credit Unions-Interpretive Rulings and Policy Statements](https://grafwebcuso.com/chartering-and-field-of-membership-for-federal-credit-unions-interpretive-rulings-and-policy-statements-3/): National Credit Union Administration (NCUA).
- [P](https://grafwebcuso.com/p/): By David DeanHead of M&AEvergreen Financial Technology Group
- [T](https://grafwebcuso.com/t-2/): By Guy MessickAdvisorNACUSO Business Services
- [Proposed Collection; Request for Comments](https://grafwebcuso.com/proposed-collection-request-for-comments/): National Credit Union Administration (NCUA).
- [Renewal of Agency Information Collections for Comments Request: Proposed Collections](https://grafwebcuso.com/renewal-of-agency-information-collections-for-comments-request-proposed-collections-2/): National Credit Union Administration (NCUA).
- [Agency Information Collection for Comments Request: Proposed Collection](https://grafwebcuso.com/agency-information-collection-for-comments-request-proposed-collection/): ( printed page 3739)
- [Public Unit and Nonmember Shares](https://grafwebcuso.com/public-unit-and-nonmember-shares/): National Credit Union Administration (NCUA).
- [Requirements for Insurance; Maximum Borrowing Authority](https://grafwebcuso.com/requirements-for-insurance-maximum-borrowing-authority/): National Credit Union Administration (NCUA).
- [Notice of Termination of Excess Insurance Coverage](https://grafwebcuso.com/notice-of-termination-of-excess-insurance-coverage/): National Credit Union Administration (NCUA).
- [Requirements for Insurance](https://grafwebcuso.com/requirements-for-insurance/): National Credit Union Administration (NCUA).

## Pages
- [NCUA Audit Request](https://grafwebcuso.com/ada-compliance/ncua-audit-request/): Is the NCUA performing an audit on your credit union? We can help resolve your website compliance issues & keep you in compliance.
- [Request a Proposal](https://grafwebcuso.com/request-a-proposal/): Certified staff, flexible service options, and world-class data centers have earned the trust of our web clients since 1996.
- [youtube](https://grafwebcuso.com/youtube/)
- [After Hours Support](https://grafwebcuso.com/after-hours-support/): Emergency After Hours Support
If something goes wrong, it doesn't always happen during business hours. We provide 24/7/365 Emergency Support Services.
If you have a website emergency after normal business hours, please contact us here. CommentsThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formNext Steps: Sync an Email Add-OnTo get the most out of your form, we suggest that you sync this form with an email add-on. To learn more about your email add-on options, visit the following page (https://www.gravityforms.com/the-8-best-email-plugins-for-wordpress-in-2020/). Important: Delete this tip before you publish the form.About YouYour Name(Required) First Last Website domainhttps://How Can We Reach You?We would love to chat with you. How can we get in touch?Your Phone(Required)Your Email Address(Required) Enter Email Confirm Email What's on your mind?Please let us know what's on your mind. Have a question for us? Ask away.Please describe the issue as best you are able(Required)
- [ADA Audit Request](https://grafwebcuso.com/ada-compliance/ada-audit-request/): Are you under fire for being out of ADA compliance? Looking for Quarterly scans? Request one-time per incident or Quarterly scans. We will keep you in compliance.
- [Blog](https://grafwebcuso.com/blog/): SUPPLEMENTARY INFORMATION: Table of Contents Basic Information Eligibility Program Description Eligible Activities Application Contents and Format Submission Requirements and Deadlines Application Review Information Award Notices Post-Award Requirements and...
- [SSL Certificates](https://grafwebcuso.com/credit-union-website-hosting/ssl-certificates/): In today’s internet game the purchase and installation of an SSL Certificate in addition to your secure hosting server to ensure the integrity of your website pages is imperative. Google will no longer even index your site without an SSL certificate encrypted URL. It pays to ensure the information viewed by your loyal membership is true and accurate. The addition of 256-bit encryption enables the server and the served pages to align ensuring that the pages are being served as they are intended to be viewed.
- [Spam Protection](https://grafwebcuso.com/credit-union-website-hosting/e-mail-services/spam-protection-phishing-virus-prevention/): But phishing, spam protection & virus prevention is just one of the many benefits of hosting your email with GrafWebCUSO. We also offer a range of tools and services to help you manage and optimize your email. Our team will work with you to create a custom hosting plan that meets the specific needs of your credit union. This may include features like unlimited storage, email accounts, and website analytics.
- [E-mail Services](https://grafwebcuso.com/credit-union-website-hosting/e-mail-services/): One of the large advantages of our hosted exchange e-mail services is the unlimited mailbox space companies receive. With this aspect of the product, managers can quit monitoring account quotas and focus their energies on other aspects of maintaining a strong network system.
- [Custom Programming](https://grafwebcuso.com/credit-union-services/custom-programming/): Data base developmentInternet system integrationTechnology support for applications or systems
- [Cloud Backup Security](https://grafwebcuso.com/credit-union-website-hosting/cloud-backup-security/): Forget about costly disk to disk or optical backups and ditch the antiquated tape system that was unreliable anyway and get onboard with Grafweb CUSO cloud backup security for beautiful, seamless, quick and easy backups.
- [Credit Union Growth](https://grafwebcuso.com/credit-union-website-design/credit-union-growth/): Membership Retention & Credit Union Growth Attract New Membership Increase Visibility &Grow Your Membership Attract new members and decrease the loss of current members who search the web for the convenience and efficiency of a web based financial institution.
The fastest growing segment of people going on-line are today’s youth. These people will form the membership basis of the future. Why not capture them now before another institution does?
The second fastest growing group on the web are the 55+ segment. Many of these people are retired and have the time to search the web for significant savings and convenience that only the web can offer. Internet availability is especially important to those house-bound individuals who are alone, sick, physically incapacitated, don’t own transportation, etc. Membership Retention By providing on-line access to your products & services, you provide the marketing channel necessary to capture the attention of web savvy professionals, the largest group currently using the Internet.
Retain members who have retired or moved away from your geographic location.
Promote your web site aggressively and offer online membership eligibility requirements and applications. This is especially important for credit unions that are not open during normal business hours. Revenue Growth A web site can provide online applications for loans, credit cards, investments, insurance, check orders, etc. to be completed at the members’ convenience.
Some web sites even offer personal financial planning advice and tax return preparation services.
Other opportunities abound for adding consumer product purchases by partnering with approved vendors who can be asked to reduce their prices for members or provide a percentage payback to the credit union to reduce the cost of other products or services.
Some web sites will charge approved vendors to advertise on the credit union web site.
- [About Us](https://grafwebcuso.com/about-us/): Providing Premiere Website Design, Secure Hosting & Support Service Solutions for Credit Unions, Banks & Financial InstitutionsOur goal is 100% satisfaction, 100% of the time.
- [Premium Support](https://grafwebcuso.com/free-premium-support/): At GrafWebCUSO, we pride ourselves on offering unparalleled premium support services tailored to meet the unique needs of credit unions. Our dedicated team is committed to ensuring your operations run smoothly, no matter the time of day or complexity of the issue.  No client is too big or too small.
- [Social Media Management](https://grafwebcuso.com/credit-union-services/social-media-management/): If your credit union's primary goal is to generate leads, increase membership or drive traffic to your website, social media can be a valuable tool. Whether it's through organic promotional posts or paid social advertising, monitoring conversions and URL clicks can provide insights to help you assess your return on investment (ROI) from social media.
- [Plug-ins and Modules](https://grafwebcuso.com/credit-union-services/plugins-modules/): If you need more functionality for your Web site, choose from our Web site plug-ins. If we don’t have something that you want, simply ask us. We can design and program to meet your needs — and you can meet your members’ needs.Decision Wizard
- [Email Marketing](https://grafwebcuso.com/credit-union-services/email-marketing/): GrafWebCUSO web services is the perfect solution for credit unions looking to effectively reach out to their members and promote their services through email marketing. Our team of experienced designers and developers will work with you to create custom email campaigns that are tailored to the needs of your credit union and your members.
- [Search Engine Optimization](https://grafwebcuso.com/credit-union-website-design/search-engine-optimization/): Your site is only valuable to your members if they can find the information they need. While some members will use the site navigation, others will prefer to use a search engine. The search engine optimization that we provide will optimize your site on a page-by-page basis. This optimization will allow search engines to more readily find your content and bring your pages up sooner in the searches performed.
- [Custom Copywriting](https://grafwebcuso.com/credit-union-website-design/custom-copywriting/): We specialize in crafting written content that is designed to persuade, inform, or engage an audience. Custom copywriting involves creating written content that is tailored specifically to the needs and goals of a particular client or project, including gaining new members.
- [Financial Calculators](https://grafwebcuso.com/credit-union-services/financial-calculators/): GrafWebCUSO web services is the perfect solution for credit unions looking to offer their members financial calculators and tools to help them make informed financial decisions. Our team of experienced designers and developers will work with you to create custom financial calculators that are tailored to the needs of your credit union and your members.
- [Secure Email](https://grafwebcuso.com/credit-union-website-hosting/e-mail-services/secure-exchange-hosted-email-services/): GrafWebCUSO web services offers reliable secure email services for credit unions. Our team of experts understands the importance of keeping your email communications secure and your members' data safe. That's why we offer a range of hosting solutions that are designed to protect your email and your members' information.
- [Website Content Maintenance](https://grafwebcuso.com/credit-union-website-design/website-content-maintenance/): Use our content maintenance service to help keep your site up-to-date. Let us know what your vision is and we can facilitate the implementation of your content updates. If you have a promotion coming up we can help create all of your Digital and Print assets while you focus on making money. Whether you're looking for dynamite banner design, page creation, re-organizing your pages, we are available for you!
- [Content Management](https://grafwebcuso.com/credit-union-website-design/content-management/): Take control of your Web site today with our innovative and modular content management system. If you can open a Web browser and use a word processor, you can manage your site or sites!
- [Enhance User Experience with Credit Union Website Design](https://grafwebcuso.com/credit-union-website-design/): We offer fully responsive and NCUA compliant Credit Union website design, SSAE16 Secure Hosting, content management system and premium support your membership deserves. GrafWebCUSO is your destination for Credit Union Website Design, Secure Hosting and Web Development.
- [Secure Cloud Hosting](https://grafwebcuso.com/secure-cloud-hosting/): Our Secure Cloud Hosting Services make website compliance and security a priority for our clients and your membership. Your Credit Union website hosting needs are handled with total confidence as members entrust data, businesses and applications to an organization that takes security very seriously.
- [Contact Us](https://grafwebcuso.com/contact-us/): Web clients that demand the highest levels of security, reliability, and responsiveness view GrafWebCUSO as a strategic business partner not another vendor. Consider us part of your Team. Certified staff, flexible service options, and world-class data centers have earned the trust of our web clients since 1996.
- [Credit Union Services](https://grafwebcuso.com/credit-union-services/): Your web site is more than a online address; it’s your marketing source for showing visitors your online branch.
- [ADA Compliance](https://grafwebcuso.com/ada-compliance/): The Americans with Disabilities Act (ADA) recognizes that, increasingly, State and local governments are using their Web sites to allow services, programs, and activities to be offered in a more dynamic and interconnected way.
- [CU Website Hosting](https://grafwebcuso.com/credit-union-website-hosting/): GrafWebCUSO web services is the perfect choice for credit union website hosting.  Security and reliability are paramount when web hosting. Our team of experienced designers and developers understand the importance of keeping your website and your members' data safe and secure. That's why we offer a range of hosting solutions that are designed to protect your website and your members' information.
- [ADA Compliant Credit Union Web Design and Secure Hosting](https://grafwebcuso.com/): ADA Compliant Credit Union Web design with mobile responsiveness in mind is imperative. Responsive design enables straight forward navigation and reading with minimal resizing, scrolling and pinching regardless of the size of the screen. Users will also acquire the same type of experience in spite of the device being used.
- [Privacy Policy](https://grafwebcuso.com/privacy-policy/): By using this Website you agree to the terms of this privacy policy and our website terms of use. We may amend this privacy policy and our website terms of use from time to time. If we do so, we will post an updated version on this Website.